How long does a tax rebate take?

In short

First claim through us: 5 to 8 weeks from sign-up to money in your bank.
Repeat claims usually from 2 weeks.
HMRC's own processing is the long part; we cannot speed it up, only avoid the things that stall it.
You can track every stage in the app.

The stages and how long each takes

Stage	Typical time
Sign-up, HMRC link and identity check	Same day
Your specialist builds the estimate	2 to 5 working days, up to 10 while HMRC confirms us as your agent
You approve, we file	Same day
HMRC processes the claim	1 to 3 weeks
HMRC pays us, we pay you	Usually the next working day

What slows a claim down

HMRC security checks on first-time claims or larger refunds.
Missing employment records where an employer reported late.
Peak periods: January and the weeks after 5 April.
A postal cheque instead of a bank transfer.

What we do to keep it moving

We file digitally as your agent, chase HMRC when a claim passes its expected date, and handle any HMRC letter that arrives. You see each stage dated in the tracker and get a notification when it moves.

Claiming yourself

A P87 you file online yourself goes into the same HMRC queue. Paper forms take longer. The time saved with us is in preparing the claim correctly first time, not in HMRC's queue.

Questions

It has been 8 weeks and nothing.

Message your specialist in the app. We chase HMRC directly on any claim past its expected date.

Does HMRC pay interest?

Repayment interest applies in some cases at a low rate. It is not something to wait for.

Check my rebate

Not ready to claim today?We'll email you this guide and one reminder before the 5 April deadline, when the oldest tax year drops off. Nothing else.

Sent. Check your inbox.The guide is on its way. When you're ready, the check takes 60 seconds.

Check my rebate

That did not send. Please try again in a moment.

By sending you agree to our privacy notice. Unsubscribe in one tap.

This guide is general information, not advice about your circumstances. Figures use HMRC rates for the 2026 to 2027 tax year. We are a paid tax agent and not HMRC.